White Label IT Services
WHITE-LABEL FINTECH SOLUTIONS
Transform Your Business with White-Label IT, ITES & Fintech Solutions
White-Label Payment Solutions
IT Services Platform: Our comprehensive IT services portfolio covers the entire technology lifecycle—from
strategic consulting and custom software development to cloud infrastructure and cybersecurity. Every solution is designed with white-label deployment in mind, allowing partners to deliver enterprise-grade technology under their
brand.
ITES Platform: Scale your operations with our proven ITES infrastructure. We provide white-label BPO, KPO,
LPO, call center operations, data processing, and HR outsourcing services with multi-geography support,
multilingual capabilities, and quality-assured delivery models.
Fintech Platform: Launch financial services in weeks, not years. Our modular fintech stack includes payment gateways, digital wallets, KYC engines, lending platforms, wealth management tools, and embedded finance APIs—all compliance-ready and fully rebrandable.
Integration Advantage: Unlike standalone providers, we offer unified integration across IT, ITES, and
Fintech—enabling complex use cases like launching a complete neobank, building a lending marketplace, or
creating an insurance distribution platform with full operational support.
Financial Services:
● Neobanks and digital banks
● NBFCs and microfinance institutions
● Payment service providers
● Wealth management firms
● Insurance companies and brokers
Technology & Platforms:
● Fintech startups
● SaaS companies
● E-commerce marketplaces
● Aggregator platforms
● Technology resellers
Enterprises:
● Corporates automating financial operations
● Holding companies launching captive finance arms
● Retailers embedding payment solutions
● Supply chain platforms requiring payment infrastructure
Partners:
● System integrators
● Banking technology providers
● Consulting firms
● Business correspondents
● White-label distributors
Developer-friendly APIs for custom payment experiences.
API Features:
● RESTful APIs
● Webhook notifications
● Real-time payment status
● Refund APIs
● Transaction queries
● Settlement reports
● Comprehensive documentation
● Postman collections
● SDKs (PHP, Node.js, Python, Java, .NET)
Checkout Experiences:
● Hosted checkout page
● Embedded checkout
● Drop-in UI components
● Custom checkout (full control)
● Mobile SDK integration
● QR code generation
Testing: Sandbox environment with test cards and UPI for complete integration testing before go-live.
Neobank Launch (Southeast Asia): Complete digital banking platform deployed in 12 weeks including mobile apps, core banking integration, KYC onboarding, payment rails, and customer support operations—serving 10+ users within 6 months.
Lending Marketplace (India): White-label loan origination and management platform for NBFC aggregator, processing $1M+ in loan disbursements monthly with automated credit decisioning, document verification, and collections workflow.
Insurance Distribution Platform (Middle East): Multi-insurer aggregation platform with quote comparison, policy issuance, claims management, and agent portal—onboarded 15+ insurance providers in the first year.
Corporate Payment Suite (Enterprise): Vendor payment automation system processing 100,000+ monthly transactions with multi-bank integration, approval workflows, reconciliation, and compliance reporting.1.5 Industries & Partners Served
Payment Modes:
● Credit/Debit Cards (Visa, Mastercard, Amex, RuPay)
● UPI (all apps)
● Net Banking (100+ banks)
● Digital Wallets (Paytm, PhonePe, Google Pay)
● EMI options
● International cards
● Buy Now Pay Later (BNPL)
Features:
● Quick 2-3 day integration
● Pre-built checkout pages
● Customizable payment pages
● Mobile SDK (Android/iOS)
● Recurring/subscription payments
● Tokenization for saved cards
● Dynamic currency conversion
● Multiple payment retries
Specialized integration for specific payment methods.
UPI Integration:
● UPI Intent (app-to-app)
● UPI Collect (request payment)
● UPI QR codes (static and dynamic)
● UPI AutoPay (recurring)
● UPI ID validation
Card Processing:
● Domestic and international cards
● 3D Secure authentication
● Card tokenization
● CVV-less payments for saved cards
● Card BIN detection
Net Banking:
● Direct bank API integration
● Redirect flow
● Bank downtime handling
● Aggregator model
Settlement: T+1 or T+2 settlement cycles. Faster settlement available for premium plans.
White-Label BBPS & Utility Payments
Electricity bill payment for all state electricity boards.
Coverage: 100+ electricity providers across India.
Features:
● Bill fetch (consumer number lookup)
● Due amount display
● Instant payment
● Bill history
● Autopay setup
● Prepaid recharge
● Payment reminders
Commission: Earn commission on every bill payment transaction.
Providers:
● Gas: Indraprastha Gas, Mahanagar Gas, Adani Gas, Gujarat Gas, etc.
● Water: Municipal corporations, water boards
Features: Similar to electricity—bill fetch, pay, history, reminders.
Providers: ACT Fibernet, Hathway, Tikona, BSNL, Airtel Fiber, Jio Fiber.
3.3.4.5 Credit Card Bill Payments
Credit card bill payment for all major banks.
Features:
● Minimum due or full payment
● Overpayment handling
● Payment confirmation
● No convenience charges (for most banks)
Banks Covered: HDFC, ICICI, SBI, Axis, Citi, HSBC, Kotak, and 20+ others
Mobile recharge and DTH recharge services.
Mobile Operators:
● Prepaid: Airtel, Jio, VI, BSNL
● Postpaid: Bill payment for all operators
Providers: Tata Sky, Dish TV, Airtel Digital TV, Sun Direct, d2h.
Features:
● Instant recharge
● Browse plans
● Data packs, SMS packs, top-ups
● Validity extension
● Recharge history
● Scheduled recharge
White-Label Bulk Payouts & Disbursements
Automate bulk payments to multiple beneficiaries.
Features:
● Bulk upload (Excel, CSV, API)
● Beneficiary management
● Bank account verification (Penny drop)
● Payment scheduling
● Multi-level approval workflow
● Payment execution (NEFT, RTGS, IMPS, UPI)
● Status tracking
● Success/failure notifications
● Downloadable reports
● Payment history and analytics
Volume: Handle 1,000 to 100,000+ payouts per day.
Use Cases:
● Salary disbursement
● Vendor/supplier payments
● Commission payouts
● Freelancer payments
● Referral payouts
● Affiliate payouts
Pricing: Per transaction fee (₹2-5 per transaction) + setup fee.
Automated refund processing for e-commerce and services.
Refund Methods:
● Source refund (to original payment method)
● Bank account refund
● Wallet refund
● Manual refund
Features:
● Instant refund trigger via API
● Partial and full refunds
● Refund reason codes
● Refund approval workflow
● Customer notification
● Refund status tracking
● Reconciliation support
Cashback:
● Promotional cashback campaigns
● Rule-based cashback engine
● Cashback to wallet
● Cashback expiry management
● Usage tracking
Direct bank transfer modes with optimal routing.
Transfer Modes:
● IMPS: Instant transfer (24×7), up to ₹5 lakh per transaction
● NEFT: Batch transfer (24×7), no transaction limit
● RTGS: Real-time gross settlement, minimum ₹2 lakh
Smart Routing: Automatic selection of optimal transfer mode based on amount, time, and urgency.
Bank Integration: Connect with multiple banks for redundancy and cost optimization.
Compliance:
● Beneficiary verification
● Transaction limits monitoring
● Suspicious transaction flagging
● Regulatory reporting
Additional Services Amazing
White-Label Software Solutions
White label software solutions allow businesses to offer fully developed digital products under their own brand without building from scratch. These services include custom branding, hosting, technical support, maintenance, payment integration, and scalability. Companies can resell SaaS platforms, e-commerce systems, CRMs, or payment gateways while focusing on marketing, sales, and customer growth.
WHITE-LABEL FINTECH SOLUTIONS
White label fintech solutions enable businesses to offer branded financial services without developing complex banking infrastructure. These services include payment gateways, digital wallets, UPI processing, lending platforms, KYC verification, and transaction management systems. Providers handle compliance, security, API integration, and maintenance, allowing companies to focus on customer acquisition, branding, and revenue growth efficiently.
White-Label BBPS & Utility Payments
White-label BBPS and utility payment solutions allow businesses to offer branded bill payment services without building their own infrastructure. These services include electricity, water, gas, DTH, mobile recharge, and broadband payments through a unified platform. Providers manage compliance, integration, security, settlement, and reporting, enabling companies to focus on customer reach, branding, and revenue generation.