White Label IT Services
WHITE-LABEL FINTECH SOLUTIONS
Transform Your Business with White-Label IT, ITES & Fintech Solutions
White-Label Payment Solutions
IT Services Platform: Our comprehensive IT services portfolio covers the entire technology lifecycle—from
strategic consulting and custom software development to cloud infrastructure and cybersecurity. Every solution is designed with white-label deployment in mind, allowing partners to deliver enterprise-grade technology under their
brand.
ITES Platform: Scale your operations with our proven ITES infrastructure. We provide white-label BPO, KPO,
LPO, call center operations, data processing, and HR outsourcing services with multi-geography support,
multilingual capabilities, and quality-assured delivery models.
Fintech Platform: Launch financial services in weeks, not years. Our modular fintech stack includes payment gateways, digital wallets, KYC engines, lending platforms, wealth management tools, and embedded finance APIs—all compliance-ready and fully rebrandable.
Integration Advantage: Unlike standalone providers, we offer unified integration across IT, ITES, and
Fintech—enabling complex use cases like launching a complete neobank, building a lending marketplace, or
creating an insurance distribution platform with full operational support.
Financial Services:
● Neobanks and digital banks
● NBFCs and microfinance institutions
● Payment service providers
● Wealth management firms
● Insurance companies and brokers
Technology & Platforms:
● Fintech startups
● SaaS companies
● E-commerce marketplaces
● Aggregator platforms
● Technology resellers
Enterprises:
● Corporates automating financial operations
● Holding companies launching captive finance arms
● Retailers embedding payment solutions
● Supply chain platforms requiring payment infrastructure
Partners:
● System integrators
● Banking technology providers
● Consulting firms
● Business correspondents
● White-label distributors
Developer-friendly APIs for custom payment experiences.
API Features:
● RESTful APIs
● Webhook notifications
● Real-time payment status
● Refund APIs
● Transaction queries
● Settlement reports
● Comprehensive documentation
● Postman collections
● SDKs (PHP, Node.js, Python, Java, .NET)
Checkout Experiences:
● Hosted checkout page
● Embedded checkout
● Drop-in UI components
● Custom checkout (full control)
● Mobile SDK integration
● QR code generation
Testing: Sandbox environment with test cards and UPI for complete integration testing before go-live.
Neobank Launch (Southeast Asia): Complete digital banking platform deployed in 12 weeks including mobile apps, core banking integration, KYC onboarding, payment rails, and customer support operations—serving 10+ users within 6 months.
Lending Marketplace (India): White-label loan origination and management platform for NBFC aggregator, processing $1M+ in loan disbursements monthly with automated credit decisioning, document verification, and collections workflow.
Insurance Distribution Platform (Middle East): Multi-insurer aggregation platform with quote comparison, policy issuance, claims management, and agent portal—onboarded 15+ insurance providers in the first year.
Corporate Payment Suite (Enterprise): Vendor payment automation system processing 100,000+ monthly transactions with multi-bank integration, approval workflows, reconciliation, and compliance reporting.1.5 Industries & Partners Served
Payment Modes:
● Credit/Debit Cards (Visa, Mastercard, Amex, RuPay)
● UPI (all apps)
● Net Banking (100+ banks)
● Digital Wallets (Paytm, PhonePe, Google Pay)
● EMI options
● International cards
● Buy Now Pay Later (BNPL)
Features:
● Quick 2-3 day integration
● Pre-built checkout pages
● Customizable payment pages
● Mobile SDK (Android/iOS)
● Recurring/subscription payments
● Tokenization for saved cards
● Dynamic currency conversion
● Multiple payment retries
Specialized integration for specific payment methods.
UPI Integration:
● UPI Intent (app-to-app)
● UPI Collect (request payment)
● UPI QR codes (static and dynamic)
● UPI AutoPay (recurring)
● UPI ID validation
Card Processing:
● Domestic and international cards
● 3D Secure authentication
● Card tokenization
● CVV-less payments for saved cards
● Card BIN detection
Net Banking:
● Direct bank API integration
● Redirect flow
● Bank downtime handling
● Aggregator model
Settlement: T+1 or T+2 settlement cycles. Faster settlement available for premium plans.
White-Label BBPS & Utility Payments
Electricity bill payment for all state electricity boards.
Coverage: 100+ electricity providers across India.
Features:
● Bill fetch (consumer number lookup)
● Due amount display
● Instant payment
● Bill history
● Autopay setup
● Prepaid recharge
● Payment reminders
Commission: Earn commission on every bill payment transaction.
Providers:
● Gas: Indraprastha Gas, Mahanagar Gas, Adani Gas, Gujarat Gas, etc.
● Water: Municipal corporations, water boards
Features: Similar to electricity—bill fetch, pay, history, reminders.
Providers: ACT Fibernet, Hathway, Tikona, BSNL, Airtel Fiber, Jio Fiber.
3.3.4.5 Credit Card Bill Payments
Credit card bill payment for all major banks.
Features:
● Minimum due or full payment
● Overpayment handling
● Payment confirmation
● No convenience charges (for most banks)
Banks Covered: HDFC, ICICI, SBI, Axis, Citi, HSBC, Kotak, and 20+ others
Mobile recharge and DTH recharge services.
Mobile Operators:
● Prepaid: Airtel, Jio, VI, BSNL
● Postpaid: Bill payment for all operators
Providers: Tata Sky, Dish TV, Airtel Digital TV, Sun Direct, d2h.
Features:
● Instant recharge
● Browse plans
● Data packs, SMS packs, top-ups
● Validity extension
● Recharge history
● Scheduled recharge
White-Label Bulk Payouts & Disbursements
Automate bulk payments to multiple beneficiaries.
Features:
● Bulk upload (Excel, CSV, API)
● Beneficiary management
● Bank account verification (Penny drop)
● Payment scheduling
● Multi-level approval workflow
● Payment execution (NEFT, RTGS, IMPS, UPI)
● Status tracking
● Success/failure notifications
● Downloadable reports
● Payment history and analytics
Volume: Handle 1,000 to 100,000+ payouts per day.
Use Cases:
● Salary disbursement
● Vendor/supplier payments
● Commission payouts
● Freelancer payments
● Referral payouts
● Affiliate payouts
Pricing: Per transaction fee (₹2-5 per transaction) + setup fee.
Automated refund processing for e-commerce and services.
Refund Methods:
● Source refund (to original payment method)
● Bank account refund
● Wallet refund
● Manual refund
Features:
● Instant refund trigger via API
● Partial and full refunds
● Refund reason codes
● Refund approval workflow
● Customer notification
● Refund status tracking
● Reconciliation support
Cashback:
● Promotional cashback campaigns
● Rule-based cashback engine
● Cashback to wallet
● Cashback expiry management
● Usage tracking
Direct bank transfer modes with optimal routing.
Transfer Modes:
● IMPS: Instant transfer (24×7), up to ₹5 lakh per transaction
● NEFT: Batch transfer (24×7), no transaction limit
● RTGS: Real-time gross settlement, minimum ₹2 lakh
Smart Routing: Automatic selection of optimal transfer mode based on amount, time, and urgency.
Bank Integration: Connect with multiple banks for redundancy and cost optimization.
Compliance:
● Beneficiary verification
● Transaction limits monitoring
● Suspicious transaction flagging
● Regulatory reporting
Additional Services Amazing
White-Label Software Solutions
WHITE-LABEL FINTECH SOLUTIONS
